Let Us Help Protect Your Investments!

Home And Auto Insurance

Homeowners insurance from First Gabrielson Agency will provide you with financial protection against unforeseen disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance will cover both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. Most damage caused by disasters is covered but there are exceptions; with the most significant being floods, earthquakes and poor maintenance. You must buy separate policies for flood and earthquake coverage, but maintenance related problems are the homeowners’ responsibility.

So Why Do You Need Homeowners Insurance?

It’s really about protecting yourself financially if something unexpected happens to your home or possessions. This is important because the chances are your home is one of your largest investments and protecting that investment is important.

It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. We will provide you with all of the options available, and explain what will be covered in your policy, however you should be sure to read your policy so you know exactly what’s included and what is not and that you have everything covered that needs to be.

Questions To Ask Your Agent

  • What discounts are available?
  • How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed?
  • Does the insurance company have a good reputation for customer service?
  • What’s the process for filing and settling a claim?

We Offer The Following Options To Protect Your Personal Assets:

  • Home
  • Condominiums
  • Renter's Coverage
  • Vacation Homes
  • Mobile Homes
  • Flood Insurance
  • Personal Umbrella
  • Equipment Breakdown
  • Water/Sewer back-up
  • Scheduled Personal Property
  • Identity Theft Coverage
  • In-home Business Coverage
  • And much more...

What is Auto Insurance?

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto Insurance Can Provide Property, Liability And Medical Coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have special requirements you must follow.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium.

So Why Do I Need Auto Insurance?

  • If you’re in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • To Protect you if your car is responsible for damage or injury to others.
  • Many states now require you to have at least some coverage.

At First Gabrielson Agency, we take pride in developing a plan to effectively manage your personal risk. When searching for auto insurance, there are many decisions to make and risks to consider. Our professional agents will work with you to implement a plan that will protect you and your property.

Types Of Coverage And Additional Protection Options:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Vehicle Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage
  • And much more...

Questions To Ask Your Agent?

  • What discounts are available?
  • How much can you afford to pay if you get in an accident?
  • What is the insurance company’s level of service and ability to pay claims?
  • Uninsured & Underinsured Motorist Coverage
  • What’s the procedure for filing and settling a claim?

Combining Home and Auto insurance policies may make you eligible to receive money saving discounts. You may also qualify for extras like single deductibles (when your home and car are damaged as a result of the same event), emergency lockout coverage, accidental death benefits, and airbag replacement from accidental deployment. Contact an agent today to see how you can save money by combining your Home and Auto insurance.

Contact an agent at First Gabrielson Agency to learn more about the benefits you can receive by combining your home and auto policies.

Personal and Life

Personal and Life insurance doesn't have to be overwhelming. Let us make sure you have the piece-of-mind and protection you deserve.

Home and Auto

Your Home and Auto are two of the biggest assets you have, so let us help you make sure they are protected as they should be.

Farm and Livestock

Your farm is more than your place of business – it’s who you are. We will make sure that what you’ve worked hard to build is fully protected.

Commercial Property

Commercial Real Estate insurance is often one of the most convenient ways of protecting your business's physical and financial assets from disaster.

Let Us Protect You - Get a Quote Today!

Make Sure You Have The Coverage You Need!

Don't Make The Mistake Of Not Having The Protection You Need.

Let Us Protect You - Get a Quote Today!

Do You Have A Question? Talk To An Expert.

We have agents ready to answer all your questions and give advise to make sure your always protected.

Find A Policy That Has The Coverage You Need.

In order to make sure we can provide the best service, we offer many different types of policies.

Find An Agent Close To Your Home.

We have 4 locations spread throughout Northern Iowa. Use our map to find the closest location to you.

We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.